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I have long held the position: If banks cannot be profitable by lending money at no higher than 15% interest, they should be considered too incompetent to be a bank. Currently the cost of money for the banks is next to nothing, but they loan it out charging consumers as much as 30%. That is...
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Last weekend, to my utter displeasure, I woke up with sore throatglands…and immediately, went into swine flu alert. I’m sure that I’m not the only one freaking out about every sniffle, washing my hands like a maniac, and worried about my family. How can I NOT think about the swine flu when...
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Why does debt settlement work? Banks in the process of lending, know that a percentage of accounts will not perform, meaning some accounts will default and go unpaid. There is a multibillion dollar industry built around the known fact that not everyone will be able to repay their debt. This...
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Do you remember weaving potholders in 2nd grade, usually as a gift for Mother’s Day or something? Well, this project takes that basic weaving concept and expands on it a little. One of the items I make and sell in our Etsy Shop is handwoven scarves. Not handwoven, as in knitting or...
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{Beware: the pump monkeys}One of the biggest concerns for Americans who are struggling with debt, and looking for solutions to get out of debt, is their credit score. The question that I’ve heard most frequently over the years of working and consulting with consumers is; what will...
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Have you seen them? Have you heard of them? Recently making their debut to the average smoker is a new and very interesting device called an electronic cigarette, or electric cigarette...or around the net as simply an e-cig. These interesting little electronic devices are...
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Settlement with creditors is a great way to deal with debt when you are unable to maintain consistent payments. It is however, not a cake walk, though many in my industry will sell it as such. This post was inspired by a consult I did this morning with a gentleman in Pennsylvania looking at...
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For many households, summertime fun can quickly turn into hair-greying and frazzled stress. Everyone is very excited about summer every year. It means sun, fun, extra time with the kids, and a break from the morning rush-out-the-door for everyone. I have five children, so I know...
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Social Networking - welcome to the future!What once involved leasing space for a store, making telephone calls, and putting up billboards along highways - now involves some time, strategy, and internet know how. The world wide web made communication and outreach instantly...
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Article from TLC Inspirations Inspire Wire Blog by Rachel Twice a week, Sandpoint holds their Farmer's Market. Saturday is the "big day", though, when all the crafters and live music join in on the fun. I...
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